Middle East and Africa

ADVISORY BOARD

Our Advisory Board brings together prominent women and allies in the Middle East and Africa payments and fintech industry. This talented group provides guidance and input to the Women in Payments Middle East and Africa Symposium program, ensuring the experience includes best-in-class keynote speakers, panelists, and breakout session leaders.

PINAR ALPAY

PINAR ALPAY

Group Chief Product & Marketing Officer

Network International

PINAR ALPAY

Pinar brings extensive international leadership experience in fintech, payments, and product development.She leads Product & Marketing in Network. Previously, she held senior roles at Worldpay, Signicat, Barclays and was a senior manager Bain&Company.

FERNANDA CARBONARI

NADIA BENAISSA

Global Head of Marketing

Paymentology

NADIA BENAISSA

Nadia Benaissa is a seasoned marketing expert with over 20 years of experience in payments, banking, and fintech. As the Global Head of Marketing at Paymentology, she leads the company's expansion across Europe, the Middle East and Africa, Asia-Pacific, and Latin America. Throughout her career, Nadia has embraced the challenge of building and growing fintech brands from the ground up. Utilising agile and AI marketing practices and a business mindset, she applies tailored frameworks that drive growth and revenue. An active member of the fintech ecosystem, Nadia also serves as a board member of the MENA Fintech Association, where she helped grow the community and founded working groups with a focus on Sustainability, Fintech Marketing, Payments among others.

FERNANDA CARBONARI

FINALI FERNANDO

Managing Director, Regional Head of Products, CCO and Business Management

HSBC

FINALI FERNANDO

Finali Fernando is an HSBC Life banker and is in her 30th year with HSBC, with over 23 years of experience specialising in payments across the UAE and the MENA region. Having joined the bank straight after college, she began her career at HSBC Sri Lanka and moved to the UAE in 2002, where she has been based ever since. Finali’s Global Payments Solutions (GPS) experience spans several teams, including leading regional teams in Operations, Client Services, and Client Implementation. She currently manages multiple responsibilities, including Product, Risk, Business Management, and the MENAT GPS People agenda.

FERNANDA CARBONARI

RUFAIDA BANOOBHAI HAMILTON

Head of Payments - Standard Bank of SA (SBSA)

Standard Chartered Bank

RUFAIDA BANOOBHAI HAMILTON

Rufaida is the Head of Payments for South Africa at Standard Bank Limited of South Africa. She has 22 years of extensive experience in financial services and payments, traversing the investment, corporate and retail banking segments in South Africa. She has a great passion for mentorship and capacity building in payments expertise and skills, particularly women in payments, and in emerging economies.

FERNANDA CARBONARI

SARA HAQQAOUI

SVP – MEA Inbound Sales Lead - Treasury and Trade Solutions

Citi

SARA HAQQAOUI

Looking after Citi’s Treasury and Trade Solutions for Corporates Inbound Sales in MEA, I joined Citi in 2018 in Transaction banking, and prior to that held positions in Equity and Commodity Derivatives, ALM, Trade and Supply Chain in Europe and GCC

FERNANDA CARBONARI

CHITRA JANAK

Head of Digital Innovation, Transaction Banking Services

Emirates NBD Bank PJSC

CHITRA JANAK

Chitra plays a pivotal role in shaping the Bank’s Innovation agenda. She spearheads Fintech Engagements and drives Strategic Initiatives that embed Innovation into the core of both Client & Bank’s ecosystems.

FERNANDA CARBONARI

MEABH MAGUIRE

Chief Commercial Officer

CR2

MEABH MAGUIRE

Meabh Maguire brings over two decades of experience in the payments and digital banking sectors, spanning Middle East, Africa, Asia and Europe. As the Global Commercial Head of the CR2 and a key member of the CR2 Leadership team, Meabh is responsible for driving new customer acquisition and fostering strong customer relationships.

FERNANDA CARBONARI

MONA MROUE

Managing Director, Head of EMEA Banks - Global Payments & Trade

BNY

MONA MROUE

Mona Mroue is Head of EMEA Banks for Global Payment and Trade at BNY, responsible for the coverage of bank clients across the region and for defining the commercial strategy of the region to accelerate growth by delivering integrated, value-driven tailored solutions. A senior banking and treasury services leader with more than 25 years’ experience, Mona brings deep expertise across payments, trade finance, transaction banking, liquidity and balance-sheet solutions, risk, wealth management and advisory. Her career spans roles in payments, audit and credit risk management at Citibank, and wealth advisory at Morgan Stanley in Los Angeles following FINRA certification as a Registered Investment Advisor. She later led Global Transaction Banking at Société Générale Levant, partnering with the CFO and Treasury to deliver funding and liquidity solutions and supporting strategic expansion initiatives, including acquisitions in France, Monaco and US and the establishment of a subsidiary in ADGM, UAE. Mona joined BNY in 2021 and was recognised by Trade Finance Global as one of the “100 Women in Treasury, Payments, and Trade.” She is an active member of BAFT, the Women in Payments network and co-led the London Sustainability Ambassador Chapter in 2023 and 2024.

ANNALI DUARTE

GINA PETERSEN-SKYRME

Senior Vice President, Country Manager UAE and Oman

Mastercard

GINA PETERSEN-SKYRME

Gina Petersen is Country Manager for the UAE and Oman at Mastercard; reporting to the Division President of the East Arabia Division. She is responsible for driving the company's growth strategy in one of the fastest growing regions across the globe, diversifying revenue streams, building strategic and high- impact partnerships with leading public, regulatory and private sector stakeholders, and delivering innovative experiences across the payments ecosystem.

BETTINA G. GARCIA

RACHEL SHACKMAN

Executive Director, NBFI Sales – Middle East & Africa

J.P.Morgan

RACHEL SHACKMAN

Rachel is an Executive Director, heading the Payments coverage for Non-Bank Financial Institutions across Middle East & Africa at J.P. Morgan. Her responsibility includes leading client engagement and driving strategy & growth across the different Non-Bank Financial Institutions sub-sectors across the region.

BETTINA G. GARCIA

HEBA SHERIF

Director, AML & Sanctions SME, CEMEA

Visa

HEBA SHERIF

Heba Sherif most recently served as the Head of Compliance and MLRO at Adyen MEA, overseeing regulatory strategy, license execution, and a compliance framework. With 15 years of experience in the US & MEA, she has held senior roles in banking and fintech, including MLRO for SCB DIFC branch.